If the 10th day is a nonbusiness day, the Grace Period will end on the business day prior to that nonbusiness day. There is a 10-calendar day Grace Period, beginning on the calendar day after the Maturity Date, during which you can make changes to your CD. If you do not want to renew your time deposit, you may withdraw the funds in the account at maturity or provide us with written notice within the applicable Grace Period. Unless we receive other instructions, your account will automatically renew at maturity for the same term but at the interest rate in effect on the Maturity Date for such term.